Seniors

Want a 5G wireless box in front of your house?
by The Editorial Board
18 Mar 2018 at 10:11pm
5G, which promises blistering download speeds, is coming soon. But what is 5g? USA Today

How My Husband's Trust Fund Affects My Life
by Anabel Pasarow
18 Mar 2018 at 10:03pm
<i>In the two years since we began Money Diaries, we've received hundreds of submissions from fascinating women the world over with a variety of jobs,</i> ?

The bond market is firing warning shots about the US economy
by David Rosenberg
18 Mar 2018 at 10:50am
I find it interesting that since the yield on the 10-year Treasury note peaked in the third week of February, the S&P 500 has done diddly squat. The yield has come down nearly 15 basis points, while the stock market has not gone up and the volatility remains intense.<p>So this tells me that while the ?

ID thieves open new SS accounts, tap your funds
18 Mar 2018 at 10:15am
"Iwas dumbfounded." That was James Shambo's reaction when he got a letter from the Social Security Administration congratulating him on starting up ?

Here are some tips for getting more retirement money into accounts with tax a...
by By Liz Weston
18 Mar 2018 at 10:11am
<b>Dear Liz:</b> My wife and I are about 35. I'm self-employed and contribute to a SEP IRA. My wife contributes to a workplace retirement plan. We don't qualify to contribute to Roth IRAs. In order to get more money into retirement accounts, would you recommend doing back-door Roth contributions? What ?

50-somethings face own health care crisis
by NBC News
17 Mar 2018 at 10:21pm
At 54, Steven Eisen knows he's pretty lucky to be considering retirement from his Nashville law firm within the next year. But beyond the usual financial considerations, he has another advantage unavailable to most workers today: guaranteed employer-sponsored health benefits until he turns ?

Coffee Fights Disease and Extends Your Life, Especially If You Drink It This Way
by Geoffrey James
17 Mar 2018 at 10:18pm
Coffee is the ultimate super-food, especially if you know the right way to drink it.<p>As I explained last month, a meta-analysis of 127 studies revealed that drinking two to four 8 ounce cups of coffee each day results in enormous health benefits. The consensus of these studies is that coffee:<p>Reduces ?

4 reasons to cancel your credit card -- and 1 reason to keep it
by Sarah Szczypinski
17 Mar 2018 at 3:50pm
If you?re sharing you're credit card, your likely to wind up with a losing hand. USA TODAY

An Early Look at Social Security's 2019 COLA
by Sean Williams
17 Mar 2018 at 3:31pm
Retirees probably aren't going to be thrilled with their expected "raise" next year.<p>Social Security is a program that tens of millions of retirees ?

Reasons Americans don't save for retirement and why they don't hold water
by Maurie Backman
17 Mar 2018 at 11:09am
The nine-year stretch of rising stock prices won?t last forever. So now?s a good time for investors to bear-proof their 401(k)s before the next financial storm. USA TODAY<p>More than two in five Gen X-ers said they?re behind on savings, and nearly that many say they won?t be able to fully retire. ?

Elderly Americans face slew of online, phone scams. Here's how to avoid the t...
by Trevor Hughes
17 Mar 2018 at 11:08am
Fraudsters are constantly looking for new ways to scam Americans, and older residents can be particularly vulnerable as they increasingly become tech-savvy, using computers, smartphones and creating social media profiles.<p>Here are the top scams that Americans face and how to avoid them:<p>IRS scams<p>In ?

Roth 401(k) vs. Roth IRA: Which is better for you?
by USA TODAY Money
17 Mar 2018 at 11:06am
Andrea Coombes | NerdWallet.com<p>A growing number of people have access to Roth 401(k)s at work ? and that?s good, because Roths can be a great way to save. The question is, which is best for you: a Roth 401(k) or a Roth IRA?<p>It?s a choice many savers face: 70% of medium-sized and large companies now ?

5 Questions and Answers About the New Tax Law
by By Tobie Stanger
16 Mar 2018 at 11:08pm
The broad-ranging Tax Cuts and Jobs Act was passed so late last year that the Internal Revenue Service is still issuing interpretations of the ?

Fiduciary-Rule Fight Drags on for Financial Firms
by Lisa Beilfuss
16 Mar 2018 at 11:00pm
The fight over a fiduciary rule for the financial-services industry is far from over.<p>Late Thursday, the Fifth Circuit Court ruled in a two-to-one decision that the Labor Department overreached by requiring brokers and others handling investors? retirement savings to act in their clients? best ?

How big will my Social Security disability benefit be?
by Dan Caplinger
16 Mar 2018 at 6:51pm
Find out the basics on determining what you'll receive if you become disabled.<p>Most people focus on the retirement benefits that Social Security pays. That makes sense, since out of the nearly 62 million people receiving benefits, three-quarters receive retirement benefits. Yet Social Security also ?